This is a question we receive a lot at The Brooks Agency, and we are all here to educate you and provide detailed explanations regarding premium increases. It’s not our favorite conversation, but it is a critical topic, and I take a lot of pride in knowing we are able to explain the causes of the increase logically.   We also do everything we can to look for discounts and missed savings!   Over the last several years, the insurance industry has experienced major turmoil (like our economy) due to many factors.  The pandemic caused insane inflation and supply chain issues. Used car prices have also increased significantly (Roughly 33% since the pre-pandemic period). And these are just a few of the drivers.  All these factors, coupled with the unheard-of catastrophic weather and fire events across the country, have increased auto, home, and all property and casualty insurance rates. Many consumers do not realize that a hurricane in Florida may affect an auto or home policy premium in NH.  Believe it or not, we live in a very low premium per home or auto state.  It is just another reason why NH is amazing!  

We offer and highly recommend regular insurance reviews with all of our customers. There are many ways to save on your insurance premium, and it's important to make sure your policy is updated with the correct information. We also love talking about insurance with our customers and helping new customers! I am fortunate to work in and live in such an amazing community, and I have a wonderful team! We strive to provide support beyond the policy and go the extra mile!  

We are located at 1 Wire Road in Merrimack, and our office phone line is answered 24/7!  Call us at 603 429 8800 or email ebrooks@allstate.com to discuss your current coverage and get all your questions answered.