You can change your life by hiring an experienced financial planner. One with the right kind of experience can immediately help fix common mistakes and improve your portfolio performance. Great long-term rewards often come from working with that financial planner and enjoying the positive life changes that can result from well-managed finances.

Keeping your personal and business finances in good order brings peace of mind. With that comfort, you can focus on running your business or building your career. Family time can be enjoyed more, knowing you are doing all you can to optimize your financial position. An experienced Certified Financial Planner (CFP®) offers peace of mind by keeping their clients’ finances organized and up to date with tax laws. This person becomes a dedicated resource to answer questions during turbulent markets, when tax rules or regulations change, or when family and life circumstances change.

A CFP® can help even the most successful people improve their lifestyles. An optimized financial plan taking advantage of long- and short-term tax savings opportunities and being positioned in assets with historically strong long-term performance is just a starting point.

Your financial planner should help uncover ideas to free up more of your time and help unlock your earnings potential. A CFP® can coach clients on what is possible beyond their current career positions. More than the benefit of additional income, an experienced financial planner can guide you on spending decisions to help create family memories while children are young and still at home. This can bring enormous value. Additionally, it's important to recognize the close connection between health and wealth. Financial planners can effectively give appropriate health and fitness-related spending advice.

Most people find the best financial planners in their community by referral from family or friends. If you are new to the area, it is best to seek out a CFP® who has experience working through multiple market cycles. Find one who is independent of banks and insurance companies to be sure their recommendations are free of conflict and is a fiduciary, which means they only act in your best interest.

Cohen Investment Advisors was founded in New Hampshire almost a decade ago and is based in Bedford. We’re an independent registered investment advisor and a fiduciary. Daniel Cohen CFP®, our firm’s principal, has lived in Bedford for 14 years. He and his wife Tiffany are raising their four school-age children here. Daniel is also a board member of the Boys & Girls Club of Manchester and serves on their finance committee.

Visit www.investwithcohen.com for published articles and more info.